- 0452 277 578
- Mon - Sat 10:00 - 18:00
- 81 Lena Crescent, Truganina VIC
A Solution for Self-Employed and Non-Traditional Income Earners
If you're self-employed, a contractor, or don’t have access to the usual forms of income documentation like pay slips or tax returns, our low-doc home loans are specifically designed to make homeownership more accessible to you. These loans are ideal for people who might face difficulty meeting the strict documentation requirements of traditional home loans but still have the means to make regular mortgage payments.
We understand that your financial situation might not fit the traditional mold, so we accept alternative proof of income, including:
- BAS (Business Activity Statements): If you're running a business, your BAS can show your turnover and provide insight into your financial health.
- Accountant Declarations: A letter from your accountant verifying your income or business earnings can serve as a credible proof of financial stability.
- Bank Statements: Lenders may look at your personal or business bank statements to assess your cash flow and ability to repay the loan.
- Profit and Loss Statements: For business owners, showing a recent P&L statement can help paint a clearer picture of your earnings and expenses.
While these loans offer more flexibility in documentation, they often come with higher interest rates and more stringent lending criteria. However, they provide a valuable opportunity for those who may not qualify for standard loans.
We understand that your financial situation might not fit the traditional mold, so we accept alternative proof of income, including: BAS (Business Activity Statements): If you're running a business, your BAS can show your turnover and provide insight into your financial health. Accountant Declarations: A letter from your accountant verifying your income or business earnings can serve as a credible proof of financial stability. Bank Statements: Lenders may look at your personal or business bank statements to assess your cash flow and ability to repay the loan. Profit and Loss Statements: For business owners, showing a recent P&L statement can help paint a clearer picture of your earnings and expenses. While these loans offer more flexibility in documentation, they often come with higher interest rates and more stringent lending criteria. However, they provide a valuable opportunity for those who may not qualify for standard loans.Competitive Rates
Get tailored mortgage solutions with competitive rates designed to suit your financial goals.
No Prepayment Fees
Enjoy the flexibility to pay off your mortgage faster without worrying about additional costs.
Simple Qualification
Benefit from straightforward application process, making homeownership more accessible.
We make loans on properties including
- Retail
- Apartments
- Factories
- Strip Centers
- Factories
- Office Buildings
- Warehouses
- Industrial
- Non-Profits
- Religious Institutions & Buildings
- Mixed-Use / Single Use